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Complementary to the contracts entered between Securitas Aurum Ltd. and its customers, the following General Standard Terms and Conditions are considered an integral part of these contracts. These conditions are known to the customer before the latter entered a contractual relationship with Securitas Aurum and were accepted by him/her. This fact was further confirmed by the client upon placing the order.
The basis for the contractual relationship between the customer and Securitas Aurum Ltd. is namely the business model that is presented to the customer in the website of Securitas Aurum.
Securitas Aurum offers the following gold coins and bars for sale:
Specific information concerning the purchase of gold coins:
Each contract has a total purchase price of € 4.900,00 for only one type of coin each. The purchase price can be paid as follows:
For each contract valued at € 4.900,00, a management and processing fee equivalent to 5% net of the purchase price will be charged (plus the pertinent legal V.A.T.) The processing fees are to be paid by the client in full in any event within the first contractual year, unless the customer legally revokes the orders made as stated herein. The settlement of the processing fees are payable as follows within the established 12 months:
After this 12 months period has passed, and should there still be outstanding amounts pending of payment in relation to the processing fees by the client, Securitas Aurum reserves the right to invoice and debit the corresponding unpaid invoiced amounts against any other credits the client may have with the company.
Once all the processing fees have been paid, all subsequent credits earned through referral bonuses will be paid in full without any further deductions.
The Processing fees are charged for the following services:
The delivery costs are not included in this fee.
Should the client complete his/her contract outside the statutory revocation period, then the full fee will have to be paid immediately by the client upon completion of the contract, in which case the deposit paid in the amount of € 100.00 will be compensated with the overdue fees and will NOT be refunded.
1.5. Specific information concerning the purchase of gold bars:
Each contract has a total purchase price of € 6.500,00. The purchase price can be paid as follows:
For each contract valued at € 6.500,00, a management and processing fee equivalent to 7.5% net of the purchase price will be charged (€ 487.50 plus the pertinent legal V.A.T.) The processing fees are to be paid immediately by the client and in full in any event within the first calendar year, unless the customer revokes the orders made as established herein. The settlement of the processing fees is to be carried out as follows:
The Processing fees are charged for the following services:
The delivery costs are not included in the Processing Fees.
Important information concerning the delivery of gold:
The gold ordered can only be delivered once the contract has been fulfilled and only when all the deposits paid by the recommended clients for the involved contracts are no longer subject to the statutory revocation clause. Securitas Aurum strictly follows these legal rules since, in the event of revocation within the legally accepted time frame, the company is obliged to reimburse the deposits made by the client(s). The gold request is carried out by the customer after partial or complete fulfillment of the contract by means of his/her CSS/Premium-CSS. The price applicable is that published at the time of the request in the website of Securitas Aurum. Securitas Aurum is purely a gold dealer, hence no goods are stored in the premises of the company. Securitas Aurum is not involved in speculative activities in the gold market and the goods are only ordered after the request has been made by the clients.
§ 2 Contract Duration:
Each contract, independently of the method of payment chosen by the client, has a legal time frame of 12 months and must be fulfilled by the purchaser within that period, i.e., within this period the gold ordered has to be paid for in full and accepted by the client. Should the client not be able to fulfill the contract within the legally established time frame herein, he/she may apply in writing per email at least 14 days before contract expiry date, for an extension of the pertinent contracts. The expiry date for each contract is reflected in the data of each personal CSS. Should the client not apply for an extension of the contract(s) in time or fulfill the contract(s) within the established time frame, the affected contract(s) will be considered as cancelled. Securitas Aurum can agree to this contract extension after examining the case, but also reject the request. If the due processing fees not be paid in full, they will be invoiced upon cancellation.
In addition, the contract holder will receive, 2 weeks prior to the expiry date of the contract, a notification from Securitas Aurum to the email address given by the client upon registration, informing/reminding the client about the impending expiry date of the contract. The fees for the renewal of the contracts are included in the CSS renewal fees. If on the other hand, the customer wishes to extend his/her contract without the CSS for an additional year, the renewal fees are equivalent to 0.5% of the total order, plus V.A.T.
A contract renewal will also extend the payment period for the full payment of the processing fees. These are, as described under “1.4” above, only payable after completion of Phases 1 and 2, i.e., every time when the corresponding referral bonuses have been credited.
Contract renewal with requested payment option 3: Participation in the marketing concept CUSTOMERS WIN CUSTOMERS
Securitas Aurum will only agree to a contract renewal if at least 2 direct recommendations have been successfully made within the preceding contractual period. If a customer is not interested in making recommendations, he may at any time, but latest upon the request to renew the pertinent contracts, change the chosen method of payment. Please note that sending an invoice for the extension of the CSS does not automatically imply a contract renewal. The latter will be communicated to the customer by e-mail after examining the corresponding case.
If the customer decides to cancel his order after the statutory cancellation period of 2 weeks, the client will NOT be entitled to a refund of the deposits made. This amount will then be deducted for the payment of the Processing Fees for the cancelled contracts.
Please note that when requesting for an extension of the purchase contract(s), the Terms and Conditions of Securitas Aurum applicable are those published in the official website of Securitas Aurum at the time the application is made for the extension of the contract(s). A contract extension will not be permitted if the current Terms and Conditions of Securitas Aurum are not accepted. All canceled and unpaid orders will not contribute to the completion of other orders!
§ 3 Terms of delivery:
The gold ordered will be delivered to the buyer only after the contract has been fulfilled and only after all involved payments of the related orders are no longer subject to the legally applicable revocation clause.
Securitas Aurum purchases its gold through normal trading channels directly from the banks at the current daily prices and according to the predefined conditions imposed by the banks.
In addition to any third party costs, Securitas Aurum charges a processing fee equivalent to 5% of the purchase price for orders of gold coins and 7.5% of the purchase price for the order of gold bars. This fee is independent of the chosen method of contract fulfillment and includes both processing and administration costs. The shipping costs of the goods are not included in these service fees and are therefore to be paid by the buyer upon delivery request of the gold order.
Should it not be possible for Securitas Aurum to deliver the gold to a client due to reasons not imputable to the company, then the buyer will receive a refund of the purchase price paid less the corresponding Processing Fees.
Important notice about the tax regulations of each country:
"Investment coins and gold bars are, in accordance with Council Directive 77/388/EEC of 17 May 1977 as amended by Directive 98/80/EC of 12 October 1998 and published (Investment coins included in the list of tax exempt items in accordance with Article 26b, point A, ii) in the Official Journal of the European Union, OJ. EU 2005 No C 300, p.10) VAT exempt."
The shipment of gold outside the European Union cannot be carried out due to logistical reasons. In such cases, the gold will be deposited at Securitas Aurum and made available for collection by the client. The customer himself will then be responsible for the collection of the gold.